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TOOLS & PRIMARY SOURCES

Keep the right reference close

Start with the official decision, your agreement and a worksheet that shows its assumptions.

Mitey helping explore the guide
01

For the policy decision

Use the Bank of Canada decision table and schedule. Read the original announcement for the reasons behind a decision, rather than treating a chart alone as advice.

02

For your contract

The Financial Consumer Agency of Canada explains mortgage terms and product choices. Your lender’s dated written offer and agreement are still needed to establish your own rate, payment, fees and rights.

03

For a useful calculation

Our worksheets can compare constant-rate scenarios, show a complete monthly ledger and download the assumptions. Values remain local unless you choose to include a visible summary in a separately consented enquiry.